In Pakistan, There are about 1% of people use credit cards, and 8.3% of people use debit cards. While there are 0.9% of people purchase on the internet, there is only 7.6% of people with online banking accounts.
% of People With Financial Accounts
Unit: %
% of People with Credit Cards
Unit: %
% of People with Debit Cards
Unit: %
% of People Exchange Through Digital Channels
Unit: %
% of People Buy Through Online Channels
Unit: %
% of People with Internet Banking Accounts
Unit: %
% of People Pay Utility Bill Online
Unit: %
E-Commerce Sales as a % of Total Retail
Unit: %
Consumer Goods E-Commerce in Pakistan
Source: GWI.com (Q3, 2021)
There is 51.40 million consumer goods e-commerce users in Pakistan, and they spend total of around 7.29 billion USD dollars in 2021. That makes a per capita spending on consumer goods e-commerce of around 142 USD. Also, in those e-commerce users, about 54.2% of them purchase through their mobile phone.